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I would appreciate the opportunity to introduce myself and discuss your needs. My cell:908-447-8134.
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Another Satisfied BUYER:
"We benefited greatly from your knowledge of the area and the property prices. You are the most honest realtor I've ever met."
Elena and Chris
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From a recent BUYER:
Thank you for finding the perfect home for us! Our first holiday's in our home are memories forever. For the first time in over 10 years my whole family spent the holidays together. Thank you for your patience and taking the time to show us all the houses!I can't thank you enough for finding us our dream house...
Wanda and Charlie
 
First Time Buyers >Insuring Your Home
Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.
Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.
Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.
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| Q |
What five basic components of a "smart home" can be controlled by technology?
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| A |
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
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Ellen Murphy
Coldwell Banker Residential Brokerage
209 Central Ave
Westfield, NJ 07090
Cell Phone: 908-447-8134
Fax: 862 345 2882
Office : 908-233-5555
ellenmurphy811@gmail.com
I am a leading agent with the Westfield NJ Coldwell Banker office. I have many years of experience in Union County real estate, including Cranford, Westfield, Mountainside, Scotch Plains, Fanwood and surrounding towns. I am skilled in the negotiating of sales and listings. I have market knowledge and personal experience as I have lived in the markets I serve. PLEASE CALL ME TODAY!
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