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I would appreciate the opportunity to introduce myself and discuss your needs. My cell:908-447-8134.
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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"Ellen Murphy is truly professional..."
I would recommend Ellen to anyone I can who is looking in the area.
RM, Westfield
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TODAY'S MARKET IS VERY COMPETITIVE
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold. As a top real estate agent, I determine the value of homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market. Remember, market conditions can be different, even one neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home. This service is completely free and without obligation. There are absolutely no strings attached. Why? I want the chance to show you my expertise as a top real estate agent. Please provide me with some basic information on your home. I'll get back to you quickly...
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What are considered the ideal conditions for a buyer's market?
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| A |
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices. |
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Ellen Murphy
Coldwell Banker Residential Brokerage
209 Central Ave
Westfield, NJ 07090
Cell Phone: 908-447-8134
Fax: 862 345 2882
Office : 908-233-5555
ellenmurphy811@gmail.com
I am a leading agent with the Westfield NJ Coldwell Banker office. I have many years of experience in Union County real estate, including Cranford, Westfield, Mountainside, Scotch Plains, Fanwood and surrounding towns. I am skilled in the negotiating of sales and listings. I have market knowledge and personal experience as I have lived in the markets I serve. PLEASE CALL ME TODAY!
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